Drive It Like Your Insurance Rates Will Go Up If You Ding It

In what can only be described as “winning at adulting,” I purchased new tires for my car. And not the cheap ones. The nicest ones I was quoted. And all four, not just two. I’ll give you a moment to appreciate my awesomeness.

 

 

 

 

 

Ok.

So, I went through the SVG Chevrolet dealership in our area and in order to get my service completed quickly, they offered me a loaner. I was surprised, partly because I haven’t been offered a loaner in years, and have just had to play musical cars to get mine dropped off and then picked up once it was finished. But mostly because I still feel like an irresponsible kid. Like, on the inside. I don’t know when I’m supposed to feel “grown-up” but it ain’t happened yet. I briefly thought, “Are you crazy?” Then I gladly accepted.

I dropped my car off and gave my proof of insurance, ID, debit card, some hair from my head, and a urine sample and waited for them to point me to the mini-van or Fiesta from the 90’s they planned to loan me.

The very nice service man walked me over, not to a dated jalopy with a tape deck (I actually consider that a win), but to a 2019 black Chevy Traverse. As I realized this is what they intended to let me drive out of the lot, I thought again, “ARE YOU CRAZY?”

Then I realized this is what it feels like to be a grown-up. I’m old and posed no threat to this awesome ride. The fleeting image of me peeling out of the service area, doing 80 down a back road with the stereo thumping, and turning corners on two wheels dissolved as quickly as it manifested. In it’s place, I imagined what would happen if I damaged this new car in any way and what it would do to my insurance rates.

I left the lot carefully, and thought everyone was out to get me all the way home. I knew my luck and wondered how long I’d have this beautiful machine before it got scratched, dinged, or smashed up in an accident. I touched it like I could break it with my bare hand.

I felt like the Secret Service.

I imagined what it would be like to own it, hauling all my friends everywhere just because I had third row seating and I could, filling the back with garage sale finds in the summer, and jamming to the XM radio.

Ah, Hell yeah

But then, in the glove box, I found the sheet that shows all the features, gas mileage, and most importantly the price.

I just about peed myself but remembered I was in the Traverse and how that “damage” would come across on my insurance claim…”Urine stain/odor removal”

So, as much fun as it was to drive, and comfortable, and super techy, and downright sexy, I was glad to return it 24 hours later and hop back in my 2011 Malibu that’s paid off and fits me like a worn out pair of sweat pants with elastic that gave up years ago. And besides, with my knew tires, taking those turns on two wheels will be much easier.

~L~