Drive It Like Your Insurance Rates Will Go Up If You Ding It

In what can only be described as “winning at adulting,” I purchased new tires for my car. And not the cheap ones. The nicest ones I was quoted. And all four, not just two. I’ll give you a moment to appreciate my awesomeness.

 

 

 

 

 

Ok.

So, I went through the SVG Chevrolet dealership in our area and in order to get my service completed quickly, they offered me a loaner. I was surprised, partly because I haven’t been offered a loaner in years, and have just had to play musical cars to get mine dropped off and then picked up once it was finished. But mostly because I still feel like an irresponsible kid. Like, on the inside. I don’t know when I’m supposed to feel “grown-up” but it ain’t happened yet. I briefly thought, “Are you crazy?” Then I gladly accepted.

I dropped my car off and gave my proof of insurance, ID, debit card, some hair from my head, and a urine sample and waited for them to point me to the mini-van or Fiesta from the 90’s they planned to loan me.

The very nice service man walked me over, not to a dated jalopy with a tape deck (I actually consider that a win), but to a 2019 black Chevy Traverse. As I realized this is what they intended to let me drive out of the lot, I thought again, “ARE YOU CRAZY?”

Then I realized this is what it feels like to be a grown-up. I’m old and posed no threat to this awesome ride. The fleeting image of me peeling out of the service area, doing 80 down a back road with the stereo thumping, and turning corners on two wheels dissolved as quickly as it manifested. In it’s place, I imagined what would happen if I damaged this new car in any way and what it would do to my insurance rates.

I left the lot carefully, and thought everyone was out to get me all the way home. I knew my luck and wondered how long I’d have this beautiful machine before it got scratched, dinged, or smashed up in an accident. I touched it like I could break it with my bare hand.

I felt like the Secret Service.

I imagined what it would be like to own it, hauling all my friends everywhere just because I had third row seating and I could, filling the back with garage sale finds in the summer, and jamming to the XM radio.

Ah, Hell yeah

But then, in the glove box, I found the sheet that shows all the features, gas mileage, and most importantly the price.

I just about peed myself but remembered I was in the Traverse and how that “damage” would come across on my insurance claim…”Urine stain/odor removal”

So, as much fun as it was to drive, and comfortable, and super techy, and downright sexy, I was glad to return it 24 hours later and hop back in my 2011 Malibu that’s paid off and fits me like a worn out pair of sweat pants with elastic that gave up years ago. And besides, with my knew tires, taking those turns on two wheels will be much easier.

~L~

I Can No Longer Deny It…….

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Getting older is inevitable, maturity is not. It seems a bit sad when maturity catches up with age and there is no longer denying the fact that……. I’m getting older. In fact, I can remember my parents being my age. What happened?

I remember when I started watching the news instead of cartoons in the morning. I stubbornly held on to my childhood routine well into my twenties. It was when I took a new job that I began watching the news for the weather report. My commute one way to and from work went from five minutes to forty-five and I wanted to be prepared. What happened to living by the seat of my pants? What happened to rash decision making? Why did I agree to take a job with such a long commute? I wanted the experience but I mostly wanted more money. No twenty-something can resist the allure of more money.

My list of items I buy with money has certainly changed in fifteen years. When I was a twenty-something, I bought a video game system with some extra money (yeah, what’s that, right?) I had acquired. More recently, I had a conversation with my husband before our ten year anniversary. We were talking about what we would like to do to celebrate our anniversary. I said, “If I had a choice between spending a night away and replacing the kitchen carpet with flooring I can actually clean, give me the flooring!!” I wondered if I had hit my head. That’s what I said and I meant it. Yes, we have been dreaming of a night away from home forever…… one good night’s sleep, a quiet room…… and it sounded dreamy but being able to actually clean my kitchen floor sounded even more exciting. Our anniversary was almost three months ago and we haven’t been out to celebrate. And no, I don’t have a new floor. It seems as if that newly acquired money hasn’t made its arrival. Instead we gave each other a card and winked as we passed each other in the bathroom. That’s real excitement and I have been having plenty of it. I was excited to get my mail and find coupons from the local grocery store, I got 20% more of my favorite cereal in this last box, my mom gave me some clothes she could no longer wear, and (drum-roll, please) I found another box of panty liners in my cupboard  that I forgot I had. “Oh yeah!”

Despite the obvious change in the things I get excited about, I still feel like I have recently graduated from high school. Over fifteen years span between my imagination and reality.  I don’t feel old enough to have four kids and it scares me to think that I am shaping their childhood when I feel like I am not that far away from my own. My parents and every other “old” person was right when they told me that life moves too fast. Now I am that “old” person saying the same to my kids. Guess what? They are giving me same look I gave my parents when they offered advice. It’s that face that says, “Ummmmm, okay Mom….”

So I have resigned to the fact that I’m now “old.” The only comfort I have in the fact that I will be forty in five short years is knowing my husband will be fifty in six (sorry babe). I like the news for more than just the weather, I get nervous thinking about those roller coasters I once loved, I don’t like it when my kids climb too high in a tree, I’d rather watch a movie at home, I have a hard time recovering from a night where I was awake past midnight, and many more truths I can’t quite admit…… just yet……. Life definitely gets better with age, it’s too bad those “darn kids” don’t realize it.

*d*

PS – My favorite cereal is Lucky Charms and I still insist on putting chocolate syrup in my white milk. I’m stubbornly sticking to those habits, for now…..

 

Reply by ~L~

*d*, I can’t even tell you how often I think about this same Twilight Zone feeling. I don’t feel like I’m an adult. I wonder sometimes when or if I ever will. Maybe that’s another reason, on my long list, why I don’t have kids. For the same reason as you state above! I’m not in any shape to be teaching someone else how to live! Eeek! Frightening.